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The Tax and Superannuation Laws Amendment (2012 Measures No 1) Bill introduced on 1st March 2012 contains a number of super measures including the following:
The intention to freeze contribution caps for the next two financial years highlights again the need to maximise concessional and non concessional cap opportunity during your working life. Developing good financial behaviours early has never been more important.
Interestingly, a further measure introduced to allow eligible persons to have excess concessional contributions of up to $10,000 from 1 July 2011 refunded and assessed as income rather than subject to excess benefits tax could provide options for clients who overfund their concessional cap by a small amount.
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The information on this site is of a general nature. It does not take your specific needs or circumstances into consideration, so you should look at your own financial position, objectives and requirements and seek financial advice before making any financial decisions.
The financial planning services are provided by Medical Financial Pty Ltd trading as Medical Financial Planning (AFSL 506557)
